The Trusted Experts
in Crypto IRAs
Industry veterans guiding retirement savers into digital assets
- Dedicated specialist assigned to you
- Step-by-step, jargon-free guidance
- Industry-leading crypto security
Why BitIRA?
We’ve created a service that brings together decades of experience and first-in-class expertise in placing alternative assets within IRAs.
Tax Free Growth
For as long as you hold your digital currency in an IRA, any growth is tax-deferred.
Security
All transactions confirmed via a peer-to-peer protocol on a blockchain network.
Diversification
Open your retirement savings to more than just the regular stocks and mutual funds.
Hedge Against Inflation
Adaptive scaling of digital currency makes it impossible to artificially inflate supply.
Cut Out the Big Banks
Decentralized infrastructure means that it’s untouchable by big institutions.
BitIRA Reviews
See why BitIRA continues to earn 5-star ratings from customers
Cryptocurrency Allocation Engine
Results
| Change | Allocation | Ending Balance |
|---|---|---|
| +10% | ||
| +5% | ||
| Your Selection | ||
| -5% | ||
| -10% |
Evaluate the growth potential of cryptocurrencies
Should you diversify your savings with crypto? A little diversification could make a huge difference over the years. As Bitwise Asset Management reported, “Even a small allocation (1–5%) improved risk-adjusted returns across nearly all portfolio constructions.”
BitIRA offers no opinions or advice regarding how much, if any, of a customer’s investment portfolio, retirement or otherwise, should be allocated to cryptocurrencies or which cryptocurrencies should be selected. The projections to be displayed are based on the rates of return and the initial investment amount (net of BitIRA or other transaction fees/costs) selected by you – i.e., the actual amount/value of cryptocurrencies purchased, exclusive of any transaction fees/costs charged. Such fees/costs, including BitIRA’s transaction fee, will impact your overall rate of return, but are not factored into the performance projection. The default performance figures for conventional stock and bond investments are 10% and 4%, respectively, and do not include dividends or dividend reinvestment. Past performance is not a guarantee of future returns and BitIRA makes no representation or guarantees regarding cryptocurrency or other investment performance.
How It Works
From start to finish, BitIRA® takes care of the entire process for you
Custodian
Manages the administrative duties of your Self-Directed IRA.
You maintain full control over the digital currency in your account, but your custodian acts to carry out your directions. You can establish your custodial account with Equity Trust online via My BitIRA or with the help of a Digital Currency Specialist.
Initiate Funding & Asset Rollovers
Contributing to your Self Directed IRA.
With your new account set up, it’s ready to accept funding and receive asset rollovers from your existing accounts. You can initiate funding online with My BitIRA, or with the help of your Digital Currency Specialist. Our IRA Department ensures that your transfers are seamless, without penalties or hidden costs.
Exchange
Executes all purchases and sales of your digital currency.
Unlike buying digital currency outside of an IRA, during which you must undergo a rigorous verification process with an exchange, with BitIRA, you can take advantage of the relationships that we already have with some of the top exchanges, making your purchase easy.
Wallet
Secures your digital currency with encrypted software.
BitIRA has eliminated the need for you to keep track of private keys or a dedicated device. Your cryptocurrencies are only accessible via Multi-Party Computation (MPC). Digital assets require your personal authorization as well as authorization from our trusted security partners before any transactions can be approved.
Digital Currency Updates
Why Banks Fear Stablecoins – and What It Means for Your Money
U.S. banks don’t mobilize their CEOs unless something big is at stake. As lawmakers debate stablecoin rewards, banks are lobbying hard to protect their role at the center of the financial system. Here’s what crypto stands to gain…
Crypto 2025 Review: How the Entire Sector Matured
2025 was a volatile year for cryptocurrency – but not in the way many people expected. Prices moved sharply at…
Stay up to date on the latest in digital currency. Sign up for our free weekly email.
* Required fields